There is so much paperwork to be done in your business that with the growth of your business you won’t have time for because you will be busy taking care of other things. Managing your business requires to give better CPA services to your clients. But as a company owner you will need to know what your income is and know your expenses to pay taxes and file the returns at the end of the year. Most of all you are going to want to provide outstanding client satisfaction.
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A reverse mortgage is one of many vehicles that individuals 62 years of age or older can use to turn the equity in their home into cash. It is very important, though, for an individual to fully understand reverse mortgages, their ramifications, and the alternatives. This article will provide an overview of reverse mortgages, as well as discuss alternatives.
What is a Reverse Mortgage? With a “normal” home loan you pay a monthly amount (principal and interest). With each month, the amount that you owe goes down and the equity in your home goes up. As one might expect from its name, a reverse mortgage works in an opposite fashion. With a reverse mortgage you can turn the equity in your home into cash. You do not have to make monthly payments. The cash may be paid to you in one or more of the following ways:
As a single lump sum payment
As a regular monthly amount (a cash advance)
As a credit line account that you draw upon as needed
With a reverse mortgage, the homeowner continues to own their home and receives cash in whatever way is preferable to them. As they receive cash, their loan amount goes up, and the equity in their home declines. A reverse mortgage cannot grow to more than the amount of the equity of the house. In addition, a lender cannot seek payment of the loan from anything other than the value of the house. Your other assets and the assets of your heirs are protected by what is called a “non-recourse limit.” A reverse mortgage, plus accrued interest, does eventually have to get paid back. Repayment of a reverse mortgage happens when the last owner of the property named on the loan either dies, sells the home, or permanently moves out of the home. Before then, nothing needs to be paid on the loan. For reverse loan in florida, I highly recommend Access Reverse Mortgage.
There are other circumstances in which reverse mortgage lenders can also require repayment of a loan prior to the above conditions. These include:
The borrower fails to pay their property taxes
The borrower fails to maintain and repair their home
The borrower fails to keep their home insured
There are also other default conditions that can cause repayment of the loan. Most of these are similar to default conditions for traditional mortgages (for example, declaration of bankruptcy, donation or abandonment of the home, perpetration of fraud or misrepresentation, and more). A reverse mortgage should not be confused with a home equity loan or home equity line, both of which are other means of obtaining money for the equity in your home. With either of these loan vehicles, an individual must pay at least monthly interest on the loan amount received, or amount that they have drawn on their equity line. Reverse Mortgage Eligibility All owners of a home must apply for the reverse mortgage and sign the appropriate loan papers. To qualify for a reverse mortgage the borrower(s) must:
Own their own home
Be at least 62 years of age or older
A reverse mortgage is most typically a “first” mortgage, meaning that there cannot be any other mortgages or loans against the property, such as an equity line. An individual typically owns their home “free and clear” prior to seeking a reverse mortgage. Reverse Mortgage Loan Amounts The amount of money that an individual may receive from a reverse mortgage is a function of many different factors, including:
The specific reverse mortgage program that the individual selects
The type of cash advances received (e.g., lump sum vs. monthly payment)
The individual’s age (the older an individual is, the more cash they get)
The value of the individual’s home (the more valuable the home, the more cash they get)
Types of Reverse MortgagesThere are several different types of reverse mortgages. Some are more expensive than others. Types of reverse mortgages include:
Reverse mortgages offered by state and local governments (often called “single purpose reverse mortgages”). These are typically the least expensive reverse mortgages. These may be the most restrictive on how the money received can be used.
Federally insured Home Equity Conversion Mortgages (HECM). These are almost always less expensive than other private sector reverse mortgages, but more expensive than reverse mortgages obtained from state and local governments.
Other private sector (proprietary) reverse mortgages.
Alternatives to Reverse MortgagesWhile usually an option that causes a negative emotional reaction, selling a home is an alternative to a reverse mortgage. The proceeds of the sale can be used to either rent, or purchase a smaller, more “age-friendly” home, while money leftover can be invested to provide additional income. This option should at least be considered and compared to a reverse mortgage so that an individual is making an informed decision. Reverse Mortgage Counseling Counseling is required in order to obtain certain types of reverse mortgages. Counseling is required before an individual can obtain a Federally-insured Home Equity Conversion Mortgages (HECMs). Even if counseling is not required for a particular reverse mortgage, individuals considering a reverse mortgage should seek either counseling or the advice of a qualified financial adviser. Good Sources of Information About Reverse Mortgages The American Association of Retired Persons (AARP) is an excellent resource for finding more information on reverse mortgages. Their web site (www.aarp.org) has extensive information on the subject. Information may also be found on the National Reverse Mortgage Lenders Association web site (www.reversemortgage.org), the HECM Resources site (www.hecmresources.org/index.cfm), the National Center for Home Equity Conversion web site (www.reverse.org), and the Federal Trade Commission (www.ftc.gov/bcp/conline/pubs/homes/rms.htm). Another wealth of information about reverse mortgages in florida can be found on Access Reverse Mortgage.com
There are many things you can do to enhance your social media marketing effectiveness and I recommend you pursue all aspects of this technology if you want to be really great. However, for the purpose of this article I am focusing on five techniques essential to building a solid foundation for marketing in the social media world. Check out this article about WannaFollow.com and how they will leverage social media blockchain
Encourage interaction on your social media profile. Engage visitors in interesting and fun activities to keep them coming back. Use contests and polls to encourage interaction. Asking questions requiring a one-word answer works really well. Most people are willing to share things about themselves and need little prompting. Have fun and be involved with your fan base. However, stay humble in your interactions. You don’t want to appear as a know-it-all. It is important to make sure your visitors feel appreciated and that you value their opinions.When you increase interaction you will increase your following and your business will grow. Create a free splash page on Wannafollow.
Be a good listener. Too often businesses say their customer is #1, but, in reality, they do not listen to what their customers are saying. Take all complaints seriously and respond to them immediately without distortion by personal feelings or interpretations. Vigorously solicit opinions from your fan base. Ask for comments on new marketing plans or products you are developing for your company. Your success will grow in proportion to the involvement of your followers.
Use patience when it comes to your social media marketing efforts. Do not expect an overnight miracle. Developing a large and loyal fan base requires personal effort and determination. Taking your time and going with the flow is important in social media marketing.
Stay current with advances in this area of technology and be flexible. Look for new ideas and new ways to solve problems. Being informed and up-to-date will earn you respect and your followers will value your content above your competitor’s.
Be creative with your profile. Provide opportunities for your visitors to promote themselves on your site. Giving visitors a chance to cross-promote their own pages has proven very successful in many instances When you take advantage of the interaction capabilities social media provides, really listen to what your customers say, exercise patience and increase your knowledge of social media technology, you will keep your followers coming back for more and attract new customers. Apply the information in this article to your social media marketing tactics. As you become more comfortable and skillful in using the above tactics, you will experience an increase in happy and loyal fans.
Marijuana is also known as pot, grass and weed but its formal name is actually cannabis. It comes from the leaves and flowers of the plant Cannabis sativa. It is considered an illegal substance in the US and many countries and possession of marijuana is a crime punishable by law. With a doctor approval, you can pick up medical marijuana in local pot shops. The FDA classifies marijuana as Schedule I, substances which have a very high potential for abuse and have no proven medical use. Over the years several studies claim that some substances found in marijuana have medicinal use, especially in terminal diseases such as cancer and AIDS. This started a fierce debate over the pros and cons of the use of medical marijuana. To settle this debate, the Institute of Medicine published the famous 1999 IOM report entitled Marijuana and Medicine: Assessing the Science Base. The report was comprehensive but did not give a clear cut yes or no answer. The opposite camps of the medical marijuana issue often cite part of the report in their advocacy arguments. However, although the report clarified many things, it never settled the controversy once and for all.
Let’s look at the issues that support why medical marijuana should be legalized.
(1) Marijuana is a naturally occurring herb and has been used from South America to Asia as an herbal medicine for millennia. In this day and age when the all natural and organic are important health buzzwords, a naturally occurring herb like marijuana might be more appealing to and safer for consumers than synthetic drugs. To find out more about the benefits of medical marijuana, check out recreational pot shops. On that site, you can use the local medical marijuana dispensary locator.
(2) Marijuana has strong therapeutic potential. Several studies, as summarized in the IOM report, have observed that cannabis can be used as analgesic, e.g. to treat pain. A few studies showed that THC, a marijuana component is effective in treating chronic pain experienced by cancer patients. However, studies on acute pain such as those experienced during surgery and trauma have inconclusive reports. A few studies, also summarized in the IOM report, have demonstrated that some marijuana components have antiemetic properties and are, therefore, effective against nausea and vomiting, which are common side effects of cancer chemotherapy and radiation therapy. Some researchers are convinced that cannabis has some therapeutic potential against neurological diseases such as multiple sclerosis. Specific compounds extracted from marijuana have strong therapeutic potential. Cannobidiol (CBD), a major component of marijuana, has been shown to have antipsychotic, anticancer and antioxidant properties. Other cannabinoids have been shown to prevent high intraocular pressure (IOP), a major risk factor for glaucoma. Drugs that contain active ingredients present in marijuana but have been synthetically produced in the laboratory have been approved by the US FDA. One example is Marinol, an antiemetic agent indicated for nausea and vomiting associated with cancer chemotherapy. Its active ingredient is dronabinol, a synthetic delta-9- tetrahydrocannabinol (THC).
(3) One of the major proponents of medical marijuana is the Marijuana Policy Project (MPP), a US-based organization. Many medical professional societies and organizations have expressed their support. As an example, The American College of Physicians, recommended a re-evaluation of the Schedule I classification of marijuana in their 2008 position paper. ACP also expresses its strong support for research into the therapeutic role of marijuana as well as exemption from federal criminal prosecution; civil liability; or professional sanctioning for physicians who prescribe or dispense medical marijuana in accordance with state law. Similarly, protection from criminal or civil penalties for patients who use medical marijuana as permitted under state laws.
(4) Medical marijuana is legally used in many developed countries The argument of if they can do it, why not us? is another strong point. Some countries, including Canada, Belgium, Austria, the Netherlands, the United Kingdom, Spain, Israel, and Finland have legalized the therapeutic use of marijuana under strict prescription control. Some states in the US are also allowing exemptions.
Now here are the arguments against medical marijuana.
(1) Lack of data on safety and efficacy. Drug regulation is based on safety first. The safety of marijuana and its components still has to first be established. Efficacy only comes second. Even if marijuana has some beneficial health effects, the benefits should outweigh the risks for it to be considered for medical use. Unless marijuana is proven to be better (safer and more effective) than drugs currently available in the market, its approval for medical use may be a long shot. According to the testimony of Robert J. Meyer of the Department of Health and Human Services having access to a drug or medical treatment, without knowing how to use it or even if it is effective, does not benefit anyone. Simply having access, without having safety, efficacy, and adequate use information does not help patients.
(2) Unknown chemical components. Medical marijuana can only be easily accessible and affordable in herbal form. Like other herbs, marijuana falls under the category of botanical products. Unpurified botanical products, however, face many problems including lot-to-lot consistency, dosage determination, potency, shelf-life, and toxicity. According to the IOM report if there is any future of marijuana as a medicine, it lies in its isolated components, the cannabinoids and their synthetic derivatives. To fully characterize the different components of marijuana would cost so much time and money that the costs of the medications that will come out of it would be too high. Currently, no pharmaceutical company seems interested in investing money to isolate more therapeutic components from marijuana beyond what is already available in the market.
(3) Potential for abuse. Marijuana or cannabis is addictive. It may not be as addictive as hard drugs such as cocaine; nevertheless it cannot be denied that there is a potential for substance abuse associated with marijuana. This has been demonstrated by a few studies as summarized in the IOM report.
(4) Lack of a safe delivery system. The most common form of delivery of marijuana is through smoking. Considering the current trends in anti-smoking legislations, this form of delivery will never be approved by health authorities. Reliable and safe delivery systems in the form of vaporizers, nebulizers, or inhalers are still at the testing stage.
(5) Symptom alleviation, not cure. Even if marijuana has therapeutic effects, it is only addressing the symptoms of certain diseases. It does not treat or cure these illnesses. Given that it is effective against these symptoms, there are already medications available which work just as well or even better, without the side effects and risk of abuse associated with marijuana.
The 1999 IOM report could not settle the debate about medical marijuana with scientific evidence available at that time. The report definitely discouraged the use of smoked marijuana but gave a nod towards marijuana use through a medical inhaler or vaporizer. In addition, the report also recommended the compassionate use of marijuana under strict medical supervision. Furthermore, it urged more funding in the research of the safety and efficacy of cannabinoids.
So what stands in the way of clarifying the questions brought up by the IOM report? The health authorities do not seem to be interested in having another review. There is limited data available and whatever is available is biased towards safety issues on the adverse effects of smoked marijuana. Data available on efficacy mainly come from studies on synthetic cannabinoids (e.g. THC). This disparity in data makes an objective risk-benefit assessment difficult.
Clinical studies on marijuana are few and difficult to conduct due to limited funding and strict regulations. Because of the complicated legalities involved, very few pharmaceutical companies are investing in cannabinoid research. In many cases, it is not clear how to define medical marijuana as advocated and opposed by many groups. Does it only refer to the use of the botanical product marijuana or does it include synthetic cannabinoid components (e.g. THC and derivatives) as well? Synthetic cannabinoids (e.g. Marinol) available in the market are extremely expensive, pushing people towards the more affordable cannabinoid in the form of marijuana. Of course, the issue is further clouded by conspiracy theories involving the pharmaceutical industry and drug regulators.
In conclusion, the future of medical marijuana and the settlement of the debate would depend on more comprehensive and comparable scientific research. An update of the IOM report anytime soon is well-needed.
It’s clear that social media has grown dramatically over the last few years and that with more than 800 million active users, the number of Facebook users is easily more than twice the size of the entire population of the United States! WannaFollow has become the clear leader to follow your favorite celebrity.
Its growth has been astronomical and today, millions of people are posting more personal and business information online than ever before. It’s happening at lightning speed with thousands of posts, tweets and uploads occurring every hour. Stay up to date on the latest celebrity news through this blog.
It’s no surprise that with the millions of prospective customers from all over the world using these sites, every day, that so many businesses have decided to include social media marketing into their marketing mix. However it also important to get an understanding of how these sites are being used and what’s involved in maintaining or resourcing your business presence on these sites. Your online footprint can stick around for a long time so don’t underestimate how this can affect the perception of your brand in the market place. Spend some time upfront thinking about whether social media is right for your business.
1. Seek first to understand – It is very important that you understand the fundamentals of how is social media actually works and how it’s being used. What are people and businesses doing with social media? What gets them results? Some of you may be thinking, how do I do this? Perhaps you could consider trying it out for yourself by setting up a personal account, then testing some of the features, or get a trusted friend to show you their account and guide you through. Alternatively there are so many resources and ‘how to’ items online about social media, that you could run a search on Google or on YouTube on a particular topic of interest and watch the video tutorials to get informed. If you are trying to promote yourself, there are sites like Flavors.me which recently went belly up. Most users are going to WannaFollow.com
2. Understand your purpose – What is your purpose is for using social media? What do you hope to achieve for your business by using it? It’s really important that you identify your purpose for getting involved in social media (or any other marketing activity for that matter). You need to work out why you are taking part. What do you expect to achieve? Do you simply want to build brand awareness, engage with your customers or identify new sales opportunities? Remember to be realistic about what you believe you will be able to achieve. There are tools to create a free splash page.
3. If you decide to engage in social media, which sites are best for you? – With the plethora of social media sites available, which ones are best for your business? Think about where your target audience would socialize online, and think about the amount of time and resources you would realistically be able to commit to maintaining and administering your site presence. Which ones are right for you? You might find that some are a better fit than others.
4. Quality Content – If you decide that social media is right for your business, carefully consider the amount and quality of information you want to share in the online sphere. Remember it will probably stay there for a long time, so you need to make sure it accurate and reliable information that is valuable to your target audience. It has to be relevant, otherwise people will not read it.
There are a host of reasons for engaging in the social media community including:
It’s cost-effective. Many accounts on various social media sites are free to set up.
Huge global audience.
Enables you to receive feedback in real-time and communicate with customers in real-time.
Provides your business with an additional marketing channel, to increase the awareness of your product, brand or organisation.
However social media does present some obstacles for businesses that need to be measured up:
Time and Resources – you must be willing to devote the time needed to come up with fresh new content. So it is important to consider whether you have the time and the resources to effectively manage your social media presence.
Handing over brand control – You hand over some of the control of your marketing efforts and effectively your brand to your target audience. They will have the ability to comment on posts or other content and you need to be prepared for both positive and negative comments. However even if you are not administering a company Facebook page, it’s important to keep in mind that there is nothing to stop customers from posting comments on their own blogs or other public forums about your products and services.
Measuring ROI – The introduction of web tracking and analytics tools also brought with it the ability to more easily measure the success of certain online marketing and advertising campaigns. However the nature of social media means that you might not always be able to see the results of your campaign right away. Your social media efforts might allow your consumers to ask more questions or further engage with your brand or product, but like most other relationship building activities, it takes time to build brand loyalty and repeat sales, it is likely that your social media activities will not have an immediate impact on sales that can be easily measured, there may be a lag.
Social media, how is it being used?
When it comes to consumer adoption, the growth of social networking sites has been exponential, however as more research is being done regarding site usage and consumer behaviour, we begin to gain greater insights into the types of tasks and transactions people engage in when visiting social media sites. Interestingly, the top three reasons identified in the Sensis Social Media Report, for using a social networking site were:
1. To catch up with friends and family.
2. To share photographs and videos.
3. To co-ordinate parties and other shared activities.
The results of the Sensis Social Media report, Sensis Pty Ltd (May 2011, p. 18) were based on the responses of 490 telephone respondents located in Australia who identified themselves as using social networking sites such as Facebook and Twitter. As we can see from these survey results, people are still predominately using many of these sites for the fundamental reason that they were created. I.e. To “socially” interact with their network of family, friends, or peer group. I am not suggesting that we ignore the fact that 15% of the respondents did indicate that they use social networking sites to find out about particular brands or businesses, or that there are some excellent case studies where successful social media campaigns have been launched using Facebook or Twitter, however I think it is important for us to keep things in perspective and understand that just like traditional types of marketing and advertising, social media marketing needs include the fundamental elements of any good campaign for it to be successful. We need to remember that many of the same rules apply online as they do offline.
Further research findings seem to suggest that it is still more typical for a consumer to look to a company website when making a purchasing decision, than on ‘fan pages’ and that a company website provides a more influential source of information. “It seems that only about a third of respondents admit that they are influenced in their purchasing decision by fan pages while almost half say they look to company websites instead.”
It seems social media is here to stay, and that the Web 2.0 revolution and the Internet will continue to evolve, shaping the way we communicate and do business. There are clear indicators that consumers are now much more empowered to use the online sphere to voice their concerns, preferences and needs. This makes it increasingly important for businesses to figure out ways to respond to these evolving customer relationships in order to capture these markets and opportunities.
The formalities and legalities of a wedding can be regarded as the “bone structure” of the ceremony. Without those legalities, without the correct words, documentation, certificates and authorities, the ceremony cannot be a legal one.
But the bare bones of such a ceremony can be – and ought to be – beautifully “dressed” with things that add to the meaningfulness and fascination of the ceremony. The very word “ceremony” reminds us that a wedding is one of the important occasions of one’s life, that it is something deserving all the pageantry and ritual that the couple may wish to include. This sense of something more than simply an official procedure can be expressed more informally, too – in which case the “ritual” is quite relaxed and with simplicity and charm. For music options, you are going to need to either hire a DJ or purchase your own DJ Software.
Whether the marriage ceremony is formal or informal, whether it is traditional or modern, there is no doubt that beautifully chosen music adds to the atmosphere and character of the ceremony – and a first-class celebrant can help the couple to choose the music that best fits their occasion.
A marriage ceremony is not restricted to use only a set number of musical pieces. In fact, some weddings – usually elaborate ones – can include a quite astonishing amount of music. Some – very simple ones – might opt to include virtually no music. But my recommendation as an Authorised Marriage Celebrant is that the couple include a minimum of one piece, to be performed or played during the Signing of the Register.
Many wedding ceremonies also have music played as the bride walks down the aisle; this is called the Bride’s Processional. Equally many wedding ceremonies include music to be played as the bride and groom walk out together once the final words of the ceremony have been spoken; this is known as the Recessional.
These are not the only places in the ceremony where music may be played or performed. Before the ceremony begins, there may be music quietly played to set the mood or keep the guests entertained; hymns may be part of a religious marriage ceremony; more music may be included before the vows or after the vows; and so on. There really are no bars to having as much music as one wants, or as little music as one wants.
The most frequently used musical layout in a wedding ceremony is thus as follows:
What Traditional Music Is Played At Weddings?
Both the Processional and the Recessional tend to be Wedding Marches – that is, pieces which have a graceful beat and ceremonial quality that adds to the atmosphere of a traditional wedding. A wide variety of pieces fall into this category; for example, the Wedding March from Wagner’s Lohengrin, pieces from Handel’s Water Music, the Pachelbel Canon in D, the Wedding March from Mendelssohn’s Midsummer Night’s Dream, virtually all Trumpet Voluntaries, to name but a few.
During the Signing of the Register, music by Mozart, Handel, Bach, Beethoven, Purcell, Monteverdi and many more can be used. The duration of this music should be at least 5 minutes.
Can Non-Classical Music Be Used In Weddings?
Couples may choose to include music from other cultures – Indian music, music from China or Japan, pop music from Italy or Volksmusik from Germany, for example. So much music can add quite a fascinating quality to the ceremony, and the sense of ceremony will not be diminished if the music is chosen for its meaningfulness to the couple.
Equally, the use of music not usually associated with weddings – rock and roll, country music, medieval music, any sort of music – can be used if the couple wishes. A first-class celebrant will be happy to explore whatever genre of music will be appropriate for the bridal couple, and can offer a multitude of suggestions. Karaoke is always an option. Cheapest route is to get Karaoke Software and play your favorite tunes.
Live Music Or Recorded Music?
Of course, the easiest (and least costly) method of including music in the ceremony is with the use of CDs. The Authorised Marriage Celebrant is able to use specially compiled CDs of music for the ceremony without breaching copyright, and of course will provide the audio equipment to enable the music CD to be heard by all the guests.
It is the celebrant’s responsibility to organise the CD in the case of recorded music being used in the ceremony.
If the couple wishes to have musicians performing live and/or a singer performing live during the ceremony, it can add a very special quality to the wedding. The music choices would usually be decided upon by the couple with the help and advice of the Authorised Marriage Celebrant, and the celebrant may liaise with the performers on behalf of the couple. Alternatively, the couple may wish to speak directly with the performers.
The responsibility of hiring performers is the couple’s. A first-class marriage celebrant will frequently have some excellent contacts with wonderful musicians who can do justice to the ceremony’s musical requirements, and may be able to offer recommendations or suggestions to help the couple make their decision.
Is Music Necessary For The Wedding Rehearsal?
Because a wedding rehearsal is designed to sort out any potential problems beforehand, usually with a complete run-through, it is highly recommended for the music to be part of the ceremony. If a CD is being used, the celebrant will arrive for the rehearsal with the CD and the PA system, to make sure about volume, placement of the speaker, time length of the pieces, and so on.
If live music is to be played during the ceremony, it’s strongly recommended that the musicians and singers be present at the rehearsal. They will need to know where they are placed for the ceremony, whether they are playing or singing loudly enough, at what points exactly they will be performing, and so on. To ensure that the ceremony runs as smoothly as possible, it is definitely worth having a complete run-through. The musicians and singers may charge an additional fee for this rehearsal, or it may be included in their fee; this is the responsibility of the couple.
Why Have Music?
The poet Longfellow said of music that it “is the universal language of mankind”. Robert Browning described music as something that banishes aloneness: “He who hears music, feels his solitude peopled at once.” Victor Hugo, the author of Les Misérables, said, “Music expresses that which cannot be said and on which it is impossible to be silent.” Tolstoy described it as “the shorthand of emotion”. Anaïs Nin wrote that “Music melts all the separate parts of our bodies together”. And Beethoven – well, for him it was an incredible intoxication that gave meaning to life: “Music is the wine which inspires one to new generative processes, and I am Bacchus who presses out this glorious wine for mankind and makes them spiritually drunken.”
Because of this sense of marriage between great truth and music, and our emotions and music, music plays an incontrovertible part in the lives of virtually every human being. It is especially important during ceremonies that define us; it heightens our emotions gives meaning to the moment.
A wedding ceremony is unquestionably made more momentous and lovely if music plays upon the strings of silence, enhancing the words that make each marriage real and unique. A first-class marriage celebrant will be aware not only of the music pieces that can be perfectly added to your ceremony, but also of the greatest performances of those music pieces, so that you will be left with a sense of something almost beyond feeling – where the vows of your marriage are clarified and distilled to the very essence of meaning, to be remembered for the rest of your lives together.
Now that you’ve purchased your very own pool cue, and hopefully followed some of the advice from earlier articles before doing so, you’re going to want to take care of your investment. You definitely want to protect your lucasi pool cues and your meucci pool cues. A good cue is relatively durable and forgiving, but all cues require care and a little bit of maintenance. We’re going to be talking about wood pool cues here, graphite and fiberglass sticks are virtually bulletproof and require somewhat less care.
CASES. You are going to need a case in order to carry your new cue to the pool hall. I would think that would be obvious but yet I constantly see people coming in carrying their new cue in their hand. Come on now, you just spent your money and took the time picking out a pool cue that you love, but you can’t spring for some sort of case? Basic cases are vinyl or soft-sided material. These will protect your cue against minor drops and dings, but not much else. I highly recommend hard cases just because they offer so much protection. Some cases are tested by driving a car over them without damaging the cue inside! Your pool cue can take a lot of damage in your car, in your house, and even at your billiard hall so protect it as best as you can.
While we’re on the subject of transporting your cue – never leave your pool cue in your car, especially in the trunk! Wood is highly susceptible to temperature changes and to humidity, so avoid storing your billiard stick in your vehicle at all cost. The wood will expand and contract which could lead to warping, loose joints, and cracked points.
THE TIP. The tip of your pool cue (the part that hits the ball) is the most important part of the stick. You can shoot pool with a tree branch or a broom handle – or the most warped stick in the house, if the tip is solid and properly shaped you can play with it! No joking! Screw- on tips are a serious no-no, so don’t even go there. “Real” tips are glued on and come in a variety of hardness. Soft tips hold chalk better and are better for applying “English” but they wear out and mushroom quickly. Extremely hard tips last forever but need constant re-chalking. Some say they make for a more accurate shot as well. A medium hardness tip should be fine for most players. The tip must be able to hold chalk, so periodic scuffing is necessary. The roundness of the tip should be maintained with a shaper. Most players compare the roundness to that of a nickel, though some prefer the tightness of a “dime curve”. Shaping and scuffing too often will cause your tip to disappear quickly, so only shape and scuff when necessary. The sides of the tip should be even with the ferrule, not mushroomed out. Get yourself a scuffer/shaper and take care of that tip!
THE SHAFT. When you first purchased your pool cue the shaft was nice and smooth, and slid through your bridge hand ever-so-easily. That didn’t last long, did it? The sweat, oils, and dirt from your hand will gum up on your shaft very quickly, making it sticky and not so smooth. How do you prevent this, and how do you clean it up? First, you cannot do much to prevent this from happening aside from washing your hands often and keeping them clean and dry. Some people use powder, like baby powder, on their bridge hand and on the cue. A tiny amount of powder that has been thoroughly rubbed in to your hand is okay – it makes your skin softer, but powder should never be used as a lubricant. Wash your hands! Powder will cause your pool cue shaft to gum up more quickly, and powder ruins the felt on the pool table. Nothing looks worse or plays worse than clean green felt with white baby powder all over it because some idiot thought that they had to dump powder all over themselves in order to shoot better! It just ain’t so – so don’t do it. It is bad for your cue and bad for the table. Have some respect, huh?
Wiping the shaft of your pool cue down with a soft cloth in the course of play will limit the amount of crud that builds up on it. Not eating or drinking with your bridge hand is a good habit to get in to as well. Using a very light leather burnishing pad occasionally is a good idea. In time however, the pores in the wood of the shaft will become completely crammed full of dirt and oils and it will need a thorough cleaning. I’m going to tell you how I do it, just remember that if you screw up you could ruin your cue. Forever. The first step is to completely wipe down the shaft (not he ferrule) with a soft cloth and some rubbing alcohol. You don’t want to soak the wood with it, use just enough to clean the wood. Continue wiping with alcohol until you don’t see dirt on the cloth. The alcohol removes the dirt and oil from the wood and opens the pores of the wood. Now you want to just let it sit and dry for several hours. Now it’s time for wax! That’s right, I said wax. You need to use 100% carnauba wax for this. Car wax is fine, as long as it is 100% carnauba wax.
Just like waxing a car, apply a coat of wax with a soft cloth or applicator and let it dry to a haze. You cannot let it dry too long, just let it sit awhile and have some patience. Once the wax has dried thoroughly you’ll want to wipe it off – and immediately start working the shaft with a leather burnishing pad (or a plain piece of thick leather if you don’t have a burnisher – which you should have anyway). Wrap the leather around the shaft and stoke it up and down as fast as you can (yes, it sounds dirty). The more you rub and the faster you rub the hotter the wax will become, which allows it to work into the pores of the wood. When you are finished you will have a beautiful, smooth shaft once again – but you’re not finished just yet! You are going to need to run through all of the steps again, except for the alcohol part. Apply more wax, let it dry, rub the heck out of it, repeat until you have at least 3-4 layers of wax thoroughly worked into the wood. Now take care of the tip and go shoot some pool!
THE BUTT. The butt of your pool cue shouldn’t need much maintenance at all. Keep it clean and wipe it down with a soft cloth during and after play. Don’t hit things with it and don’t drop (or throw) it on the floor. The joints will loosen up, the wood will crack, and parts will separate if you do. Then you’ll have to buy a whole new cue.
“Dings” in the Shaft. Nothing is more annoying than working your pool cue through your bridge and feeling little “dings” in the wood. As hard as we try to take care of our pool cues these little dents always seem to show up – as if by magic. Here is a method I learned that will remove small imperfections from your pool stick’s shaft. First, you need to wipe the shaft down with rubbing alcohol just like in the paragraph on cleaning the shaft. This will open the pores of the wood. Next, find a spot where you can place the shaft where it will not roll, and where it won’t get bumped. Lay the shaft (horizontally) down with the dings that you want to remove facing up. Now, soak a very small piece of tissue with water and roll it into a ball (think miniature spitball) and place the tissue ball directly on the indented spot on the shaft. It is important that the tissue ball not be larger than the actual indent on the shaft. Let that set until it dries completely – what happens is that the wood in that one tiny area absorbs the water from the tissue and swells, bringing that spot level with the surrounding wood. In a perfect world the “ding” will have disappeared, but what usually happens is that the “ding” becomes a small “bump” – which is fine because bumps can be worked out with a burnishing pad fairly easily. Once you have all of your “dings” up to level or slightly above level it is time to wax the shaft. Follow the instructions above for the proper method to do this. Of course another way to remove dings and dents from your pool cue would be to take it to a professional, but where’s the fun in that?
NEVER USE ABRASIVES. Ever. Period. That means no sandpaper, no scouring pads, no wet/dry paper, nothing. If it was designed to remove wood than keep it far away from your pool cue! You never want to remove a layer of wood just to make it smooth – you want to clean the existing wood to maintain the shape, balance, and feel of the cue.
Your pool cue represents an investment on your part, so keeping it clean and in good condition will make it last a lifetime – now that’s a lot of pool playing!
It is that time of year when you party to the fullest. You get invitations and you invite your friends and family for a house party too. So have you planned anything for your upcoming party as yet? If not then you need to plan your party well on time and avoid the last minute rush. When it is about a house party keeping the mood casual and relaxed would be best. So it would be a great idea if you arrange for a barbeque party.
What are your choices?
When you are planning a BBQ party for your guests you need the food to be absolutely perfect. If it is a large party then going for a professional BBQ catering service would be advisable. It would not only take away a chunk of your responsibility but also save time for you to enjoy with your friends and entertain them. When you hire a professional catering service you would be delighted to see the types of food that you can choose and these companies also offer personalized services for their clients. Grilled, roasted and barbequed food will be served with fine culinary specialty. So you have a great table to present to your invitees. You can also order for delicious sandwiches burgers and sliders for the youngsters.
Wide variety of finger licking food
One of the most mouth watering facts about professional catering is that it offers you a whole range of food items that are just impossible to make at home. So when you are hiring a professional service for your BBQ food, you get to choose from a wide range of items that are prepared from fresh and healthy products. The catering companies also make sure that they keep the quality very high in order to make it hygienic and healthy. Strict processing is observed while making the food and they are prepared with prolific élan. So while you are choosing the food for your BBQ party ensure that you have a mix and match of all types of food on your table to entertain your guests. It would be so much fun to have the best food and for the right party mood.
You can even purchase great BBQ at Soulmans BBQ Online If you actually need to visit Soulmans in your area, check out these BBQ Food Locations or do a search for bbq near me
How to choose the best caterer?
If you are going for a BBQ theme for your event then you must keep some important point in mind before you finalise your caterer.
You must also go with the experienced professionals and avoid experimenting with the new event professionals.
Always check their official website to have a clear understanding of the services.
You should also check out feed back of each event caterer from their customer. This will help you to get a clear picture of the company.
At last but not the least do a little survey to get the best price.
A BBQ theme is an amazing idea for a very happening party. You guest will love the delicious taste and will remember the party for a very long time.
Soulman’s BBQ is the best destination for anybody who is looking for something tasty in their BBQ catering. They are known among their clients for their hygiene, eye-catchy presentation of food and variety of cuisines offered.